Personal Finance Articles

Making the Most of a Pay Rise - Posted by Adam Singleton.

Everyone loves a pay rise, but not many people give proper consideration to how it can help them, either in the short or the long term. However, that extra amount of money could come in very useful.

How To Get More Month at the End of your Money - Posted by Andrew Regan.

Many people live beyond their means at some point or another, but if you do it every month you could be heading for trouble. Here are some pointers to help.

Student debt: simple steps to help the cash flow before that dream job! - Posted by Andrew Regan.

Debt is a fact of life for most students, but it’s how it is managed that will dictate whether it spirals out of control or if it’s paid off gradually over a period of time. The interest payable on credit cards is capable of crippling the most careful of borrowers, which is why it’s always best to shop around to ensure no more is being repaid than is absolutely necessary.

'Financial industry regulators sleeping on the job', claims top charity - Posted by Paul McIndoe.

Leading charity Citizens Advice claims that many lenders have been irresponsible in the past, advancing funds to borrowers who ultimately could not afford it, and believes that financial industry regulators have done little to help the situation.

A consumer’s Christmas: surviving the festive period without increasing the debt - Posted by Paul McIndoe.

For most people Christmas is an expensive time of year at the best of times, without the added burden of an existing debt thrown into the equation. So it’s imperative that a sensible attitude is taken towards spending to avoid compounding matters during the festive period. And there are numerous debt solutions available throughout the year to assist in reducing debt and help debtors get back on their feet again.

Planning For The Future: Looking After Your Loved Ones - Posted by Andrew Regan.

No one likes to think about the negative side of the future, but it pays to be practical; some forethought ensures you don’t have to worry about the financial side of things.

Making that switch: finding the best credit card - Posted by Andrew Regan.

In the same way as someone might compare prices between two high-street retailers for the same product in order to secure the cheapest price, it is now just as easy to compare credit card deals between different financial institutions. And with the average UK household debt now higher than ever, it would seem that switching cards has never been more prudent.

Property Investors Still Excited Over Bulgaria - Posted by Andrew Regan.

The Bulgarian property boom shows no signs of slowing; but Bulgaria's expected adoption of the Euro in 2011 means investors need to move quickly to snap up the best deals.

Keeping your head above water: remortgaging as a means to make money - Posted by Adam Singleton.

For those who are up to their eyeballs in debt, the sooner affirmative action is taken, the less likely the situation will be to spiral out of control.

Credit Counseling And Debtor Education - A desideratum For Filing Personal Bankruptcy - Posted by soweto Adex.

Avoid debt please