Personal Finance Articles

Savings brake deteriorates, revealing worrying trend - Posted by Paul McIndoe.

Britons are saving less and borrowing more, it has been revealed; a situation that financial advice website Unbiased - who conducted the poll - finds worrying.

Northerners most generous at Christmas - Posted by Paul McIndoe.

Recent research has identified that people in the north of England spent more in the seven days before Christmas than anyone else in the country, and that those living in the South East and Anglia spend least.

Britons lend £26bn to friends and family - Posted by Adam Singleton.

UK consumers have lent their friends and family an estimated £26 billion over the past year, but despite the good intentions these friendly loans can cause family feuds.

A merry Christmas and a skint New Year? Time to think again - Posted by Adam Singleton.

The meaning of Christmas is changing, with stress, overspending, debt and other worries including ethical concerns at the forefront of many people’s minds. Being sensible with cash and considering what you really want can save money and woe.

Which is Better – Fixed Rate or Variable Rate? - Posted by Elisha Burberry.

Choosing between a fixed rate and variable rate deal can be tricky, but with some proper thought it’s possible to make the right choice for you - without paying too much in the process.

Making the Most of a Pay Rise - Posted by Adam Singleton.

Everyone loves a pay rise, but not many people give proper consideration to how it can help them, either in the short or the long term. However, that extra amount of money could come in very useful.

How To Get More Month at the End of your Money - Posted by Andrew Regan.

Many people live beyond their means at some point or another, but if you do it every month you could be heading for trouble. Here are some pointers to help.

Student debt: simple steps to help the cash flow before that dream job! - Posted by Andrew Regan.

Debt is a fact of life for most students, but it’s how it is managed that will dictate whether it spirals out of control or if it’s paid off gradually over a period of time. The interest payable on credit cards is capable of crippling the most careful of borrowers, which is why it’s always best to shop around to ensure no more is being repaid than is absolutely necessary.

'Financial industry regulators sleeping on the job', claims top charity - Posted by Paul McIndoe.

Leading charity Citizens Advice claims that many lenders have been irresponsible in the past, advancing funds to borrowers who ultimately could not afford it, and believes that financial industry regulators have done little to help the situation.

A consumer’s Christmas: surviving the festive period without increasing the debt - Posted by Paul McIndoe.

For most people Christmas is an expensive time of year at the best of times, without the added burden of an existing debt thrown into the equation. So it’s imperative that a sensible attitude is taken towards spending to avoid compounding matters during the festive period. And there are numerous debt solutions available throughout the year to assist in reducing debt and help debtors get back on their feet again.