Personal Finance Articles

A good reward scheme can make or break a credit card - Posted by Andrew Regan.

A recent survey suggests that up to 52 per cent of credit card consumers are failing to benefit from a credit card reward scheme. However, a good reward scheme can make or break a credit card.

Students Encouraged to Exercise Right to Choose Lender - Posted by Jeff Mictabor.

Achieving the American dream of a college education is not as simple or inexpensive as it once was. Therefore, it is imperative that students and their parents carefully scrutinize their Federal Family Education Loan Program (FFELP) funding options, taking ample time to research the best deal and benefits out there to meet their needs, according to NextStudent, the Phoenix-based premier education funding company.

Secured v Unsecured Loans: What's The Difference? - Posted by Andrew Regan.

With many different loan products now on the market, what is the difference between a secured loan and an unsecured loan?

A bad credit history needn’t be a barrier to obtaining a mortgage. - Posted by Martin McAllister.

More and more lenders are now offering mortgages to those people who have or have had credit problems in the past – meaning a bad credit history needn’t be a barrier to obtaining a mortgage.

Flexible Mortgages: Make Your Money Work For You - Posted by Andrew Regan.

A flexible mortgage could be the answer to financing a home-purchase in today's hectic lifestyle by allowing you to overpay or underpay your mortgage, depending on your circumstances.

Life Insurance: Do You Really Need It? - Posted by Andrew Regan.

A life insurance policy needn’t break the bank and can safeguard your family’s future for when you’re no longer around.

Choosing a new current bank account - Posted by Andrew Regan.

There are many types of current banking account available, but make sure you shop around for the one that best suits your financial needs.

Travel insurance can make a world of difference to your holiday - Posted by Andrew Regan.

Whether you're travelling within Europe or to another worldwide destination, a comprehensive travel insurance package could make all the difference on your holiday.

Find a current account that suits you best - Posted by Andrew Regan.

In the last few months, UK financial consumers have been worried about the prospect of current account fees. However, the majority of current accounts in Britain are still free and provide consumers with a wide variety of financial choice.

Got credit card debt? Try transferring your balance - Posted by Andrew Regan.

If you currently hold debts on one or more credit cards and you’re having trouble paying them off, switching to a new card with a low balance transfer rate could save you a lot of money.