Personal Finance Articles   

You may have a number of excuses for not investing in insurance - but there's an answer for each and every one!

There are people who believe that they don't have a credit score and many people who think that their credit scores just don't really matter. These sorts of misconceptions can damage your chances of getting some jobs, at good interest rates, or even your chances of getting an apartment.

The UK's regulatory body for financial service providers has released a report which details dissatisfaction with the performance of some life insurance providers.

A Home Equity Line of Credit (often called HELOC, pronounced HEE-lock) is a loan in which the lender agrees to lend a maximum amount within an agreed period (called a term), where the collateral is the borrower's equity in his/her house.

Total card fraud across the UK fell by three per cent in 2006, but it's still vital to protect yourself against this particular form of identity theft - especially if you use your card to make online payments.

A recent US survey shows a distinct imbalance between the number of women and men who have life insurance - a trend that seems to be reflected in the UK market as well.

Up until recently, people looking for a holiday home would look abroad as a matter of course. Spain, France, Italy or Florida were some of the favourite places. But things have changed.

More and more people have two homes. One reason for the growth in numbers is that the economics of buying a second home have never been better.

Buying a second home is a huge commitment. Whether it’s in Folkestone or Florida, Cornwall or Corfu, Lanzarote or Liverpool, it is going to be a massive part of your life.

Insuring your holiday home is essential, but it is something that is easily overlooked in all the excitement