Personal Finance Articles
Fraudsters love Christmas, as it is the time of year when we spend more, especially online, which gives cyber criminals more opportunity to get hold of shoppers’ credit card details. Make sure you do all you can to prevent that happening.
please avoid debt
Even though having a poor or damaged credit rating makes it difficult to obtain any credit from financial institutions it is not impossible. However, if you are successful you will end up paying a higher interest rate than those with good or excellent ratings.
An American survey has suggested that children are learning to adopt a casual approach to debt and using credit cards, by using board and computer games.
Adults could learn a lot from children when it comes to managing their finances, it has been revealed, although financial education in schools still needs to be improved to ensure that in later life Britons save rather than overspend.
The most advantageous savings accounts will be highly sought after in the wake of news that the average consumer costs are rising faster than average earnings.
Many young couples don’t have the financial support to help them as they look to tie the knot. But married life doesn’t have to begin with debt if proper care is taken to prepare and plan the wedding properly.
If you are worried by the recent security breach at the HM Revenue & Customs, or the fraudster who infiltrated Tesco’s call centre, then ensure you are protected by choosing accounts that offer online & fraud protection
Higher interest rates mean that Britons are beginning to save more and borrow less, it has been found.
Rising house prices and augmenting student debts are making it increasingly difficult for young people to save for the future