Personal Finance Articles

Debt Consolidating Providers - Could Consumers Get Deceived - Posted by Cavin Jacobs.

Debt consolidating is one of the best tools when it comes to managing financial obligations. While helping to overcome derogatory credit, substantial obligations or defaults which leads to negative credit situations, debt consolidation definitely calls for the guidance and service of a debt expert. Experts of the reputed debt counseling organizations have a team of certified and educated counselors who are experts in debt consolidation and budgeting. In addition, several of the non-profit companies specializing in these lines will even offer education and counseling totally free of cost.

The growing Life Assurance Protection Gap - Posted by Adam Singleton.

Experts believe that there is a £2.5 trillion gap between the level of life assurance taken out by UK individuals and the amount that we actually need.

British homeowners are giving burglars a helping hand - Posted by Elisha Burberry.

A new report issued by Halifax Insurance claims British homeowners are making it too easy for burglars to break into their homes by regularly neglecting to follow basic steps to secure their property.

Cars, homes and meteorite showers: not sure what to insure? - Posted by Elisha Burberry.

In an age of accountability, you can insure against rain, meteorites and your pet iguana getting ill, but do we really need such choice?

Revolutionary new credit card debuts in US - Posted by Elisha Burberry.

A new credit card has been launched in the USA that could be the trailblazer for those that regularly shop on the internet

Borrowers beware: valuing your credit score - Posted by Elisha Burberry.

Borrowing more than you can pay back results in a low credit score which can have detrimental consequences for future borrowing

Facing up to your debt: taking the hardest step - Posted by Paul McIndoe.

Rising interest rates coupled with increases in the cost of living, house prices and university fees have resulted in more debt in the UK than ever before - forcing many to look for debt solutions.

Credit card or debit card? What's the difference? - Posted by Elisha Burberry.

Although it is increasingly common to use plastic instead of cash in many every-day transactions, there is still a seismic difference between using a debit card and a credit card. In its simplest terms, the former removes money from your account while the latter is unsecured debt.

It’s a family affair: ensuring loved ones are looked after should the worst happen - Posted by Elisha Burberry.

Ensuring loved ones are looked after and given the best opportunities is central to many people’s work ethic. But it’s worth considering how they will be looked after should the worst happen, as there will still be many financial obligations to meet.

An investment in bricks and mortar: only a mortgage away - Posted by Elisha Burberry.

The increase in demand for property has made investing in bricks and mortar more popular. But how do you finance your step onto the property ladder?