Personal Finance Articles

Credit cards create costly cash problems - Posted by Elisha Burberry.

Recent research has shown that millions of UK credit card users are withdrawing cash from ATMs without considering the fees, charges and interest they will incur if they don’t pay it back immediately.

Still playing the switching game? - Posted by Elisha Burberry.

Nearly 6.5 million credit card holders will switch cards this year. Are you one of those who are always looking for a better deal on your plastic?

More young people in debt and resorting to personal loans to keep afloat - Posted by Elisha Burberry.

Research carried out by young people’s charity Rainer, has highlighted the fact that almost eight out of ten young people have taken out a loan before the age of 21 as they adopt being in debt as part of modern living

Secured Loans market reaches new heights - Posted by Elisha Burberry.

The secured loans market is continuing to rise as more people take out debt consolidation loans, despite recent fears over a global credit squeeze as a result of the collapse of the US sub-prime market.

Home Makeover Finance Solutions - Posted by Ajeet Khurana.

Major events can bring on the need for home improvements. Home improvement loans are just the thing for such situations.

Catching the Loan Securing Bug - Posted by Ajeet Khurana.

Securing loans is not the end of the road. You have to make timely repayments as well.

Third Millennium Debt Reduction - Posted by Ajeet Khurana.

The task of debt reduction has become a great deal simpler. Financial institutions are increasingly helping people with debt related issues.

Young Folk With Debt Issues - Posted by Ajeet Khurana.

More and more young adults are becoming indebted these days. Read on for how young people can get debt help.

Doing Away With Debt Repayment Anxiety - Posted by Ajeet Khurana.

Dealing with indebtedness is a major difficulty. However, the loan providers have begun to provide debt help to those struggling under the weight of loans.

Debt To Income Ratio - Posted by Roger Passman.

Debt to income is a ratio of your total monthly debt payments to your total monthly income expressed as a ratio or percentage. It is a rather simple calculation but it can be deceiving unless you include all debt and all income in the calculation.